University of Wisconsin–Madison

Predatory Land Contracts Strip Wealth From Communities

Type Fact Sheet or Infographic
Year 2018
Level County
State(s) Ohio
Policy Areas Community Development, Public Spaces
Communities that are locked out of traditional home buying because of income, race, and credit history are common targets for exploitative practices. Land installment contracts, also called land contracts, are one way of exploiting buyers. These contracts, common during legal housing segregation, have seen a resurgence as tightened access to conventional lending has reduced home-buying options for many aspiring homeowners.

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