Brief for the National Fair Housing Alliance and Others as Amici Curiae in Support of Appellees and Affirmance

This brief addresses the unjustified discriminatory effects of facially neutral housing policies or practices in the homeowner`s insurance industry. The HUD Rule reinstates a three-part burden-shifting framework for assessing disparate impact claims under the FHA and requires the elimination of unjustified practices causing racial disparities without forcing insurers to adopt racial quotas or charge different rates based on race.