University of Wisconsin–Madison

House Hacking Catalog

Type Policy Brief or Report
Year 2019
Level City or Town, County
State(s) All States
Policy Areas Community Development, Democracy & Governance, Economic Justice, Housing
Missing Middle Housing is a term that refers to the types of residential buildings — those in the “middle” between single- family detached homes and large apartment buildings — that once were built in cities and towns across the country but are mostly outlawed today, and missing from the housing market. Zoning codes often prohibit Middle Housing from being built today, but most cities have neighborhoods where they still exist and are allowed. Existing Missing Middle Housing provides great potential for house hacking because they are often in walkable locations and because so many people — singles, young couples, teachers, professional women, and baby boomers among them — are looking to live without the cost of cars and the maintenance of a single-family home. House hacking, put simply, means finding a way to create income with a home to offset the costs of the mortgage. The most common methods of house hacking have historically been renting out extra rooms, renting an apartment above a garage, or living in a duplex or triplex. This manual aims to document a variety of types of house hacking, for both existing buildings and new construction opportunities.

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