ProGov21 Policy Library

A Homes Guarantee outlines that everyone living in the United States should have safe, accessible, sustainable, and permanently affordable housing. This proposal outlines steps the federal government needs to take to eradicate housing insecurity and homelessness in America; these...

In recent years, some of the most successful campaigns on climate change have focussed on divestment from fossil fuels, the burning of which is predominantly responsible for causing climate change. Putting pressure on banks, pension funds and university endowments can stop – or significantly...

The $1 trillion public-private infrastructure plan proposed by the Trump Administration would cost an additional $1 trillion-plus in financing and user fees over a ten-year period. This policy brief lays out a variety of funding options that would not increase taxes or the federal...

Recognizing the need for intervention in the housing market, California passed bill SB490 to create the Housing Acquisition and Rehabilitation Technical Assistance Program (HARTAP). HARTAP will help qualified entities -including eligible non-profits, community land trusts, public...

This model ordinance requires financial institutions that receive municipal deposits to provide all community members with sound and responsible financial services. The ordinance's intent is to increase the amount of responsible financial services in minority and low to moderate-income...

This ordinance alters payday lending practices as sanctioned and regulated by municipal governments. It provides functional and clear definitions of alternative financial services businesses and acceptable practices and zoning for those businesses. Additionally, it outlines consumer...

This ordinance prohibits credit access businesses from operating without a valid certificate of registration. It also requires them to display their certificate of registration to the public. This ordinance was created to reduce abusive and predatory lending practices....