University of Wisconsin–Madison

ProGov21 Policy Library

Policy Area
Policy Area Scrollable Checkbox List
Material Type
Material Type Scrollable Checkbox List
Level Scrollable Checkbox List
State Scrollable Checkbox List
Source Scrollable Checkbox List
Type Ordinance or Resolution
Year 2011
Level City or Town
State(s) Texas
Source Austin City Council
Policy Areas Economic Justice, Civil Rights
This ordinance prohibits credit access businesses from operating without a valid certificate of registration. It also requires them to display their certificate of registration to the public. This ordinance was created to reduce abusive and predatory lending practices....

Type Policy Brief or Report
Year 2017
Level County
State(s) All States
Source State Innovation Exchange
Policy Areas Education, Finance & Procurement, Children & Families, Economic Justice, Civil Rights, Community Development, Public Spaces, Housing, Public Safety, Children & Families
In the United States, the average annual percentage rate paid on a payday loan is 391%. But payday loans are only one of the many mechanisms that impose triple-digit interest rates on low-income and vulnerable communities. High-cost loans that collateralize a car title, fixed pensions,...

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