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This publication is the first in a series of briefs that build on Asset Funders Network’s 2015 publication, Women & Wealth, to explore how the gender wealth gap impacts women, particularly low-income women and women of color, throughout their life cycle, and provides responsive strategies and best practices that funders can employ to create greater economic security for women”
Asset Funders Network’s latest report, reveals the current economic reality for millennial women and the primary drivers contributing to their wealth inequities. This is the second in a series of publications that builds off AFN’s 2015 publication, Women & Wealth, exploring how the gender wealth gap impacts women.” Millennial women represent nearly a third of the female population in the U.S. yet they do not benefit from many economic policies and systems designed by and built to meet the needs of, men as primary breadwinners. Clipped Wings illustrates how despite important gains in college attendance rates and career opportunities, millennial women’s wealth lags behind that of men. The median wealth holdings of single millennial men are still 162% greater than single millennial women.
This report aims to inform a national discussion about the women’s wealth gap, and to catalyze movement towards policy and practical solutions that build wealth for low-income women and women of color. The report begins with an overview of what wealth is and why it matters; it summarizes some key data on the causes and effects of the wealth gap; and it points to promising policy and practical solutions, proposed or underway at the national, state, and local levels.
Both gender and racial wealth gaps caused by policies and practices leave women of color without financial reserves to weather a job loss or economic crisis. CWWG’s critical report reviews the recent federal coronavirus relief packages and assesses the benefits, shortcomings, and implications for women of color.
Nationwide, households are increasingly reliant on women’s earnings—in 2015, nearly two out of three mothers in the U.S. were their family’s sole, primary, or co-breadwinners, contributing at least 25% of household income. The increasing relevance of women to the long-term financial security of American families is both an opportunity and a challenge for women responsible for their household’s financial security. This report reveals that while data shows women-owned businesses are growing in number, the businesses are typically smaller in size and generate lower revenues and profits for their owners and employees. The report is the third in a series that builds off Asset Funders Network’s original 2015 publication, Women & Wealth, which explores how the gender wealth gap impacts women.